Finance plans offer a straightforward way of budgeting for your Volkswagen, and we have a series of different options available here at Des Winks.
Choosing to buy or lease a car is a big financial decision and there is no one-size-fits all plan that’s suitable for every driver. At Des Winks, we have a financial advisor who can discuss the options with you in detail to help you select the plan that best suits your budget and requirements.
Most of the plans involve monthly payments that are easier to manage than a one-off lump sum. We can make them even more affordable by tailoring the instalments, and offering tempting deals like zero APR and lower deposits.
Below you can find an introduction to what each type of finance entails. We recommend coming to see our financial advisor to get the best picture of the advantages of each arrangement.
The one plan that isn’t paid through monthly instalments, this arrangement involves a deposit that’s typically around half the retail price of the car. At the end of the contract you can either return it to us, if it’s within its mileage limit, or choose to pay the rest and buy it.
This plan allows you to buy the car through a deposit and monthly instalments rather than one sum. Once the payments have all been made, you will own the car.
Similar to Hire Purchase, this agreement involves a deposit followed by monthly payments. However, the instalments will be lower because we’ll reserve an amount, known as the balloon, to pay at the end of the contract. Once everything has been paid, the car will be yours.
A long term lease, this plan lets you drive a brand new car for a set time period. You’ll pay a deposit and monthly instalments that cover a fraction of the retail price. Simply hand back the keys at the end of the contract.
Like Personal Contract Hire, this plan is a means of leasing vehicles over a long period of time. For businesses, we also include motoring costs such as tax and maintenance. It takes the hassle of running a fleet of vehicles out of your hands, and, because you hand them back to us, you don’t have to worry about deprecation costs. You can also claim back the VAT.
For advice on any of our finance plans, get in touch with us over the phone, online using the contact form or visit the showroom to speak to our finance advisor.